Bank viva Question and Answer

Bank viva Question and Answer why do u want to work in a bank? because it's my dream since my education

why you choose the career in retail banking industry is boom and there is high increment and promotion that's y i choose the retail banking

Are banks can fix PLR voluntarily As per my knowledge the PLR is change by RBI

What is the slogan of Andhra Bank? MUCH MORE TO DO WITH YOU ON FOCUS

what is work of a clerk clerks have to work as assigned by the Branch manager.basically they have to collect money from customers,payments,computer filling,passbook entry and updating.

whar are your achievements? If a question says what are your achievement, simply answer the question with what you had achieve with your experience working with bank, of if you are still fresher, may you just finish your service talk about what you achieve during your IT and your Youth Service, do not talk to high to low so as not to implicate yourself.

why capital is shown on liability side in the balance sheet? Capital is shown on the liability side of the balance sheet because this is money invested by the owners of the firm into the firm which is owed to them by the firm as debt.

What are your negative traits or weakness? sometimes i over worked. i will not leave my task undone..

what appeals to you most about banking & joining bank? because i envy the challenges in a bank

what is repo rate? repo rate is a rate of interest at which RBI lends money 2 various banks.present repo rate is 5 %

What is meant by DSS? Decision support system

what is ROI ROI is the return on investment. whatever we invest in the business we want a certain profit or return that we get after the sales. business is not only about producing goods and services but is basically gaining profit. the amount originally invested in the business is our investment and whatever is the revenue generated after the sales is the return.

How bank will earn profit? by giving loan on interest

if you get another opportunity would you go if i get another opportunity then i will firstly look at the kind of job i will be undertaking, the salary part and the organisation and it's work culture to which i will be exposed to. If it suits my attitude and my requirements better than this organisation then i will definitely go for that.

What is the slogan of state bank of India The Slogan of State bank Of India is (THE NATION BANKS ON US)

what is the logo of sbi?what is its meaning? State Bank of India logo is in the shape of a key hole. This symbolizes the banks security. Big round represents its largest network in india.. n the narrow line shows that it provides its services to every common people.

difference between bank and financial institution? A financial institution is any organization in the business of moving, investing or lending money, dealing in financial instruments or providing financial services. Includes commercial banks, thrifts, federal and state savings banks, savings and loan associations and credit unions. Refers to any bank, credit unions or other entity that distribute cash. A bank is an organization, usually a corporation, chartered by a state or federal government, which does most or all of the following: receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them; discounts notes, makes loans, and invests in securities; collects checks, drafts, and notes; certifies depositor's checks; and issues drafts and cashier's checks. A financial institution may be a bank or an investment company.

how sbi differs from other banks? Its a small RBI bank which is help to provide the loan and credit to small commercial bank and its also work as a government bank . its have a lots of branches and first bank to provide more flexibility to customer

when will announcement of SBI clerk 2010 candidates results? 1st week of August 2010....Best of luck....

Why do you choose banking in your career? Because i am more interested in banking sector it will give more satisfaction at the time of doing work and i can confidently do my work and i can learn the financial matter which help me in my future.

Please explain the function of SEBI? Functions of SEBI(Securities and Exchange Board of India) performs following functions:- 1. Regulates capital market 2.checks trading of securities. 3.check malpractices in securities market. 4.it enhances investors knowledge of market by providing education. 5.it regulates the stockbrokers and subbrokers. 6.to prmote research and investigation.

What is a demat account ? which one is best? Demat stands for dematerialised account.This account keep money in the form of shares or stocks.This account is basically used in trading purposes in share market.

I am a b.tech student and now I am interested in banking job ,if interviewer ask the reason for this what will answer I have always wanted to work in banking sector because it's service sector and also banking is fast changing environment.

What is the difference between public and private bank? Public bank are those where the government hold more than 50 % of shares in bank whereas in private bank it is less than 50%.